
Interest rate cut was passed on to us! You know you’re an adult when you get excited on these stuff. Continuing our current repayment, this gave us 2 years off of our mortgage. Paying it off in 28 years instead of 30.
We are currently on 3 year introductory variable rate with our bank at 4.64%. Some people might have lower rates, but for our situation this is the best rate we could get. If you’re on variable rate and have higher interest than 5%, consider talking to your bank and refinance.

